Damage Severe Weather Can Cause
Severe storms can be furious and frightening, and you should put safety first. If your region has seen major problems, be careful. If you the risk of flooding or structural damage, don’t go inside. Stay with a friend or find other shelter until you’re confident it’s safe.
Get through the storm, and then assess the aftermath. Read the information below for more.
Insurance for Storm Damage
Severe damage from many storms is covered under home and business insurance policies, but the specifics change. Your financial responsibility depends on your premiums and deductibles, the building, how much damage there is, the value of surrounding property and much more.
Most severe storm damage events are considered acts of God, and that means that your insurer can’t single you out. But not filing claims early can harm your chances of a fair payout, and neighborhood rates go up anyway following disasters. Always file claims right away so you don’t end up paying more in future premiums without receiving the benefits now.
Dangerous storm damage, lead to mold proliferation and cause other problems.
- Winter Storm Damage: Blizzards can collapse roofs, lead to broken trees and electricity poles, and more.
- Hail Aftermath: Severe hail can cause shingle and siding damage, and that can mean roof leaks and compounding structural damage.
- Damage from Flooding: Floods can get into your building’s foundation, ruin drywall, carpet and framing, lead to mold proliferation and cause other problems.
- Wind-related Property Damage: This can harm structures, destroy glass, wreak havoc on trees and power grids and cause other problems.
- Hurricane and Tornado Damage: Circular wind storms can completely destroy, including catastrophic damage to landscaping, siding and windows.
Hire a Trusted Storm Repair Team
It’s necessary to repair any damage as quickly as possible, but don’t put yourself in harm’s way. Before you start making repairs, get your insurer and a contractor on board. Call us for more information.